On this page, we have included some helpful links to key information on the website. Or you may find answers to your questions in our FAQs.
Am I eligible for car finance?
Checking your finance eligibility is quick, easy, and won't impact your credit score.
Just share a few basic details, and our trusted lenders will run a soft credit check to show you your best car finance deals in minutes.
What if I have bad credit?
Even if you have a poor credit history, you can still apply for car finance with Carfinancego.
We look at your overall circumstances, including your employment status, age, income, loan amount, and credit history. Once we have that, you'll receive your personalised interest rates and monthly payment options.
Can I part-exchange my car as a deposit?
Yes! You can part-exchange your car as a deposit.
What is APR?
The annual percentage rate, or APR, is the interest added to your loan.
It’s basically the yearly cost of borrowing and is paid on top of the amount you borrow. If you choose a longer-term loan, you’ll end up paying more overall because interest builds up over time.
Can I apply with a provisional licence?
It depends on the lender; some accept provisional licences (often with conditions).
How quick is the process?
Our average transaction takes less than 24 hours to complete from beginning to end.
I am 17, can I get finance?
Unfortunately, you are legally required to be 18 years or over in order to take out car finance.
What is the difference between HP and PCP?
With HP, you’ll own the car once you’ve made all your payments.
If you go with PCP instead, you can either return the car at the end of the agreement or pay a final balloon payment if you want to keep it.
Can my partner or other family member drive my car?
If you want someone else to drive your car, you can usually add them as a named driver on your insurance policy.
Do you provide car insurance?
With your permission, we can pass your details on to insurance companies that can provide this for you
How long is the finance term?
Depending on the age of the car and the lender, between 12-72 months.
What are your minimum requirements to get a quote?
To be eligible for a quote, you need to be at least 18 years old, have a driver’s licence and earn at least £1,000 per month.
